How to apply for an online loan

Today, most of us live our lives at such high speed, it can be challenging to find a spare minute to tie any loose ends. 

As described in a 2014 article in The Economist, it was always predicted that in the future, our working hours would be short and our vacations would be long. 

Although we´ve seen many technological advances designed to help automate our lives and reduce working hours, somehow, we seem to be busier than ever before. 

Getting Things Done

Your in-laws are due to visit from abroad, meaning it's the first time they'll see your new place since you moved in last year. You've been planning to clear out the spare room and make it into a presentable guest room for months. But lately, time and money are both luxuries you haven't been able to afford. 

Now that you have a deadline you've been given the push you need to get the task done, and decide a short-term loan would be a great helping hand. 

Visiting The Bank

The next day you visit your local bank to explore your options. You drive around for 10 minutes trying to find a parking spot and finally, you make your way inside the bank and are asked to take a seat. After a 30 minute wait, the bank representative calls you over.   

After 20 minutes discussing what short-term might be best for you, you´re asked for a copy of your employment contract as well as proof of your monthly expenditures. 

Unfortunately, not only do you not have any of these documents with you but you´re unsure if you even have them at home. So, now, after having spent an hour at the bank, you need to drive back home, look for the documents or request copies, and then at some point start over again.  

With your partner´s family visiting in just three days, surely, there must be an easier option. Well, there is. 

Getting An Online Loan

No matter how busy you are, no matter how pressed for time, if you need access to money quickly, we´ve got you. With Ferratum Money, securing a short-term loan has never been easier.  

Apply for a short-term loan quickly and easily online 24/7. Applying for an online loan means, of course, no waiting in line and no paperwork. 

We know that when it comes to short-term loans, time is always of the essence. You want to make things happen. That´s why our mission is to provide the best, fastest, and most user-friendly lending and banking services available.  

Applications take just minutes to complete and, thanks to our automated credit scoring technology, we´re able to make a loan decision in seconds. As soon as your loan is approved, you´ll get your money deposited in your bank account the same day. 

So, go ahead – make your life easier with one of our online loans. 

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Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk. Representative example: APR 1270% if borrowing £400 for 4 months. Interest rate: 292% p.a. (fixed). Total amount repayable: £665.48 by four instalments of £166.37. Maximum representative APR: 1604% if full loan repaid after 7 days.