We are a direct lender. Your loan decision will be available in minutes and once approved, cash will be in your bank the same day – 7 days a week
(*)Monday to Friday 9am to 5pm funds will be with you within 2 hours. During evenings and at weekends this may take a little longer; we thank you for your patience.
Why Choose Ferratum?
1. We are a friendly direct lender with great customer care, check out our TrustPilot reviews!
2. Fast and easy online application takes just 2-3 minutes.
3. Your decision is made in minutes and cash is usually sent within 2 hours, 7 days a week.
4. Re-apply by text after your first loan is repaid, it's as easy as that!
Top 3 FAQs
Q) My application won't work
Q) When can I contact you?
A) Customer Services are available 6 days a week, find out the hours here.
Q) Can I repay my loan early?
A) Yes! And you'll even save money by repaying early!
Application can be completed in 2 minutes.
Applications assessed for affordability and given an instant decision.
Money in your account on the same day!*
7 DAYS A WEEK
Find out more about our short-term loans in our FAQs.
Repay early with no penalties, interest is calculated daily.
A decision in minutes
Once approved our Banking Team will make a payment to your bank.
*Monday to Friday 9am to 5pm funds will be with you within 2 hours. During evenings and weekends this may take a little longer. We thank you for your patience.
How to choose a lender
There's a lot to consider when choosing a lender. You can compare different lenders at FCA approved price comparison websites such as All the Lenders
www.allthelenders.org.uk is a free to use independent & impartial price comparison websites for short term loans that only compares direct lenders.
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