Smart, friendly and reliable!

Compare our loans at

Loan amount

Loan term

Loan amount: X
Due date: X
Interest: X
Total amount payable: X

*Minimum loan term - 7 days, maximum - 4 months

Loan amount: X
Loan term: X
Interest: X
Total amount payable: X
Monthly repayment: X

*Minimum loan term - 62 days, maximum - 4 months

Why Choose Ferratum As Your Short Term Loans provider? 

We're a friendly, direct lender. You'll get a short-term loan decision in minutes and, once approved, cash will be in your bank the same day - 7 days a week

(*)Monday to Friday 9 til 5 funds will be with you within 2 hours. During evenings and at weekends this may take a little longer, we thank you for your patience.

Apply for a loan

Why Choose Ferratum?

1. We are a friendly direct lender with great customer care, check out our Google reviews!

2. Fast and easy cash loan application takes just 2-3 minutes.

3. You'll have a decision in minutes and cash is usually sent within 2 hours, 7 days a week.

4. Re-apply by text after your first loan is repaid, it's as easy as that!


Responsible Lending




9.4/10 TrustPilot Rating

Apply for a loan

Top 3 FAQs

Q) My application won't work

A) Make sure you have enabled Cookies. Use our guide here. If this doesn't work, contact us.

Q) When can I contact you?

A) Customer Services are available 6 days a week, find out the hours here.

Q) Can I repay my loan early?

A) Yes! And you'll even save money by repaying early!


Easy Application

Application can be completed in 2 minutes.

Applications assessed for affordability and given an instant decision.

Quick loan in your account on the same day!*


Find out more about our short-term loans in our FAQs.

Repay early with no penalties, interest is calculated daily.

A decision in minutes

Once approved our Banking Team will make a payment to your bank.

Apply for your short-term loan online today.

*Monday to Friday 9am to 5pm funds will be with you within 2 hours. During evenings and weekends this may take a little longer. We thank you for your patience.

Apply for a loan

How to choose a lender

There's a lot to consider when choosing a lender. You can compare different lenders at FCA approved price comparison websites such as All the Lenders is a free to use independent & impartial price comparison websites for short term loans that only compares direct lenders.

All the lenders

Latest blog posts

  • Why Trust Is The Key To Happiness

    The World Happiness Report is an annual report that ranks 155 countries according to their levels of happiness. The report uses survey responses to subjective questions related to income, social... » Read more
    Nordic Values
  • What Would You Do If You Won the Lotto?

    Find out why spending on family, friends and experiences makes us happy.  Inspired by our popular Ferratum Fridays (#FerratumFridays) Facebook competition where we award one lucky winner each... » Read more
    What would you do if you won the lotto?
  • 5 Amazing Last-Minute Valentine´s Day Gift Ideas

    Valentine's Day is just around the corner. Have you left things to the last minute...again? Well, before you rush off to grab a box of deluxe praline-centered chocolates, perfume, or a... » Read more
    Valentine's Gifts
  • Living The Life You Were Meant To Live

    There is an unlived life inside you, a nagging feeling, a part of you that knows there is another life out there, a voice urging you to be brave, be bold, and to heed the call. When you close your... » Read more
    Living The Life You Were Meant To Live