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Loan amount

Loan term

Loan amount: X
Due date: X
Interest: X
Total amount payable: X

*Minimum loan term - 7 days, maximum - 4 months

Loan amount: X
Loan term: X
Interest: X
Total amount payable: X
Monthly repayment: X

*Minimum loan term - 62 days, maximum - 4 months

Why Choose Ferratum For Your Short Term Loan?

We're a friendly, direct lender. You'll get a same day loan decision in minutes and, once approved, cash will be in your bank the same day - 7 days a week

(*)Monday to Friday 9 til 5 funds will be with you within 2 hours. During evenings and at weekends this may take a little longer, we thank you for your patience.

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Our Customers Love Us!

Check out our customer reviews!


Why Choose Ferratum?

1. We are a friendly direct lender with great customer care, check out our Google reviews!

2. Fast and easy loan application takes just 2-3 minutes.

3. You'll have a decision in minutes and cash is usually sent within 2 hours, 7 days a week.

4. Re-apply by text after your first loan is repaid, it's as easy as that!


Responsible Lending




9.4/10 TrustPilot Rating

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Top 3 FAQs

Q) My application won't work

A) Make sure you have enabled Cookies. Use our guide here. If this doesn't work, contact us.

Q) When can I contact you?

A) Customer Services are available 6 days a week, find out the hours here.

Q) Can I repay my loan early?

A) Yes! And you'll even save money by repaying early!


Easy Application

Application can be completed in 2 minutes.

Applications assessed for affordability and given an instant decision.

Loan in your account on the same day!*


Find out more about our short-term loans in our FAQs.

Repay early with no penalties, interest is calculated daily.

A decision in minutes

Once approved our Banking Team will make a payment to your bank.

Apply for your online loan today.

*Monday to Friday 9am to 5pm funds will be with you within 2 hours. During evenings and weekends this may take a little longer. We thank you for your patience.

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How to choose a lender

There's a lot to consider when choosing a lender. You can compare different lenders at FCA approved price comparison websites such as All the Lenders is a free to use independent & impartial price comparison websites for short term loans that only compares direct lenders.

All the lenders

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