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Loan amount

Loan term

Loan amount: X
Due date: X
Interest: X
Total amount payable: X
*Minimum loan term - 7 days, maximum - 4 months
Loan amount: X
Loan term: X
Interest: X
Total amount payable: X
Monthly repayment : X
*Minimum loan term - 62 days, maximum - 4 months

Why Choose Ferratum As Your Short Term Loans provider?

We are a direct lender. Your loan decision will be available in minutes and once
approved, cash will be in your bank the same day – 7 days a week

(*)Monday to Friday 9am to 5pm funds will be with you within 2 hours. During evenings and at weekends this may take a little longer; we thank you for your patience.



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Why Choose Ferratum?


1. We are a friendly direct lender with great customer care, check out our TrustPilot reviews!

2. Your decision is made in minutes and we send payouts usually within 2 hours, 7 days a week.

3. Fast and easy online application takes just 2-3 minutes and has a very quick turnaround.

4. You can even repay early and save some money!

5. Re-apply by text after your first loan, it's as easy as that!


Responsible Lending

Consumer Credit Trade Association Member

9.3/10 TrustPilot Rating 





Top 3 FAQs


Q) Why isn't my application working?

A) Firstly, make sure the Cookies on your device are enabled. Use our guide here. If this still doesn't work, call our team on 0151 601 8611 (weekdays, 9am - 5pm) and we'll be happy to help!

Q) What are your opening times? 

A) Customer Services are available from Monday to Friday 09:00 to 17:00. 

Q) Can I repay my loan early?

A) Of course you can! And this option will also lower your overall amount of interest. 






Why choose us for a short term cash loan?

Application can be completed in 2 minutes

Applications will be subject to credit vetting and affordability assessments

Money in your account on the same day!*


Find out more about our short-term loans in our FAQs

Repay early with no penalties, interest is calculated daily.


Your loan decision is available within minutes.

Once approved our Banking Team will make a payment to your bank.

Apply for your short term loan online today.

*Monday to Friday 9am to 5pm funds will be with you within 2 hours. During evenings and weekends this may take a little longer. We thank you for your patience.




How to choose a lender

There's a lot to consider when choosing a lender. You can compare different lenders at FCA approved price comparison websites such as All the Lenders is a free to use independent & impartial price comparison websites for short term loans that only compares direct lenders.

All the lenders



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