Smart, friendly and reliable!

Why Choose Ferratum As Your Short Term Loans provider?

We are a direct lender. Your loan decision will be available in minutes and once
approved, cash will be in your bank the same day – 7 days a week

(*)Monday to Friday 9am to 5pm funds will be with you within 2 hours. During evenings and at weekends this may take a little longer; we thank you for your patience.

Apply For Loans Online

Why choose us for a Short Term Cash Loan?

Application can be completed in 2 minutes

Applications will be subject to credit vetting and affordability assessments

Money in your account on the same day!*

Short term loans £50 to £1000 (£50 to £400 for New Customers)  Repay in 1 to 6 months

Repay early with no penalties, interest is calculated daily.


Your loan decision is available within minutes.

Once approved our Banking Team will make a payment to your bank.

Apply for your short term loan online today.

*Monday to Friday 9am to 5pm funds will be with you within 2 hours. During evenings and weekends this may take a little longer. We thank you for your patience.



Start your application here!

Ferratum UK is a proud member of the 

Ferratum is authorised and regulated by the FCA, reference number 672537

Our UK based Customer Care team are on hand to help you




Why choose Ferratum?

1. We are a friendly direct lender with great customer care, check out our Trust Pilot reviews!

2. Your decision is made in minutes and we send payouts usually within 2 hours, 7 days a week.

3. Fast and easy online application takes just 2-3 minutes.

4. Re-apply by text after your first loan, it's as easy as that!

Read more ...

How it works

1. Decide the amount you want to apply for.

2. The application is fast and simple.

3. We process your application.

4. If successful, we send cash to your bank.

5. Pay the loan back on the due date

5. It’s even easier next time as you simply text us!

Read more ...

How to choose a lender?

You may have found Ferratum via a broker.  The difference between a 'direct lender' and a 'broker' is simply that the broker collects your details and passes everything to the lender.  The direct lender then decides if they can help you.  If you choose to apply directly with a direct lender like Ferratum, everything will be handled here, from your account set up to sending the money to your bank.  

Read more ...

Ferratum Group

Ferratum UK is a subsidiary of Ferratum Group – An international provider of mobile consumer loans operating in 22 countries across Europe, Australasia and North America.

Ferratum offers fast, easy and confidential loans for consumers. Our services can be accessed online or on mobile devices, and loans are approved within minutes

Ferratum Group was founded in Helsinki, Finland in 2005. As a business we are very proud of our Nordic heritage. According to Transparency International, Finland has been among the three least corrupted countries for many years running. We are committed to apply Finnish values in all the countries we operate. This is why we strongly believe in our self-imposed ethical principles and will always act accordingly.

apply in minutes