Smart, friendly and reliable!

Why Choose Ferratum As Your Short Term Loans provider?

We are a direct lender. Your loan decision will be available in minutes and once
approved, cash will be in your bank the same day – 7 days a week

(*)Monday to Friday 9am to 5pm funds will be with you within 2 hours. During evenings and at weekends this may take a little longer; we thank you for your patience.

 

Apply For Loans Online

Why Choose Ferratum?

 

1. We are a friendly direct lender with great customer care, check out our TrustPilot reviews!

2. Your decision is made in minutes and we send payouts usually within 2 hours, 7 days a week.

3. Fast and easy online application takes just 2-3 minutes and has a very quick turnaround.

4. You can even repay early and save some money!

5. Re-apply by text after your first loan, it's as easy as that!

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Responsible Lending


Consumer Credit Trade Association Member

9.4/10 TrustPilot Rating 

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Top 3 FAQs

 

Q) Why isn't my application working?

A) Firstly, make sure the Cookies on your device are enabled. If this still doesn't work, call our team on 0151 601 8611 (weekdays, 9am - 5pm) and we'll be happy to help!

Q) What are your opening times? 

A) Customer Services are available from Monday to Friday 09:00 to 17:00. 

Q) Can I repay my loan early?

A) Of course you can! And this option will also lower your overall amount of interest. 

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Why choose us for a short term cash loan?

Application can be completed in 2 minutes

Applications will be subject to credit vetting and affordability assessments

Money in your account on the same day!*
7 DAYS A WEEK

Short term loans £50 to £1000 (£50 to £400 for New Customers)  Repay in 1 to 6 months

Repay early with no penalties, interest is calculated daily.

 

Your loan decision is available within minutes.

Once approved our Banking Team will make a payment to your bank.

Apply for your short term loan online today.

*Monday to Friday 9am to 5pm funds will be with you within 2 hours. During evenings and weekends this may take a little longer. We thank you for your patience.

 

 

 

How to choose a lender

 

The difference between a 'direct lender' and a 'broker' is simply that the broker collects your details and passes everything to the lender.  The direct lender then decides if they can help you.  If you choose to apply directly with a direct lender like Ferratum, everything will be handled here, from your account set up to sending the money to your bank.