Why Choose Ferratum As Your Short Term Loans provider?
We're a friendly, direct lender. You'll get a short-term loan decision in minutes and, once approved, cash will be in your bank the same day - 7 days a week
(*)Monday to Friday 9 til 5 funds will be with you within 2 hours. During evenings and at weekends this may take a little longer, we thank you for your patience.
We've Been Nominated!
Vote for us in the Consumer Credit Awards and you could win £1000! Find out more here.
Why Choose Ferratum?
1. We are a friendly direct lender with great customer care, check out our Google reviews!
2. Fast and easy cash loan application takes just 2-3 minutes.
3. You'll have a decision in minutes and cash is usually sent within 2 hours, 7 days a week.
4. Re-apply by text after your first loan is repaid, it's as easy as that!
Top 3 FAQs
Q) My application won't work
Q) When can I contact you?
A) Customer Services are available 6 days a week, find out the hours here.
Q) Can I repay my loan early?
A) Yes! And you'll even save money by repaying early!
Application can be completed in 2 minutes.
Applications assessed for affordability and given an instant decision.
Quick loan in your account on the same day!*
7 DAYS A WEEK
Find out more about our short-term loans in our FAQs.
Repay early with no penalties, interest is calculated daily.
A decision in minutes
Once approved our Banking Team will make a payment to your bank.
Apply for your short-term loan online today.
*Monday to Friday 9am to 5pm funds will be with you within 2 hours. During evenings and weekends this may take a little longer. We thank you for your patience.
How to choose a lender
There's a lot to consider when choosing a lender. You can compare different lenders at FCA approved price comparison websites such as All the Lenders
www.allthelenders.org.uk is a free to use independent & impartial price comparison websites for short term loans that only compares direct lenders.
Latest blog posts
Find out how you can make a difference on Earth Day with Ferratum. Founded in 1970, Earth Day, celebrated on April 22, is an annual worldwide event with rallies,... » Read more2018-04-16
We've been nominated in the Consumer Credit Awards 2018! Find out more about the largest consumer-voted awards in consumer credit. At Ferratum, we pride ourselves on providing outstanding customer... » Read more2018-04-10
What Is Your Relationship With Money Like? Some people say the world would be a better place without money and that “money is the root of all evil”. Others... » Read more2018-04-09
How To Create A Travel Budget in Five Steps. When travelling, we all our want our travel money to stretch as far as possible. But just ... » Read more2018-04-02