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You Are What You Think - How to Set Powerful New Year's Goals

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New Year's Goals

What goals have you set for yourself this year? Are you ready to challenge yourself?

“Whether you think you can, or you think you can't - you're right.”
– Henry Ford

Here we are, fresh into the new year. What goals have you set for yourself this year? Are you ready to challenge yourself, learn something new, or go somewhere new?

Chances are unless we consciously push ourselves, we´re likely to set goals that are familiar and comfortable to us. We have certain beliefs about ourselves and our abilities based on our mindsets.

Therefore, your mindset dictates what goals you set for yourself.

How Do You See Yourself?

We tend to set goals based on what we perceive our own abilities to be.

Take a moment to reflect on how other peoples´ opinions and comments about you and your abilities may have influenced your goals, personally and professionally. You may be able to see why you´ve made choices and set goals based on your mindset.

When setting goals, our mindset can either encourage or discourage us from trying new things, challenging ourselves, or discovering things we may enjoy or even excel in.

Therefore, it´s important to ask yourself when presented with a choice why you´re inclined to choose option A vs option B. Is it because it’s easier, because it feels safer, or because of past successes or setbacks?

Get Curious

In her book Mindset: The New Psychology of Success, Carol Dweck, author and Professor of Psychology at Stanford University, explores conscious and unconscious beliefs, and how changing our beliefs can profoundly impact our lives.

With a fixed mindset, we see our abilities as still and stagnant. With a growth mindset, on the other hand, we believe we can continually learn, develop, and advance.

By adopting a growth mindset, we’re likely to try new things we’re curious about. When we develop a growth mindset, we believe that through our efforts, even with setbacks and delays, we can achieve our goals.

Room to Grow

With a growth mindset, studies have shown that if we can see even slight improvement in whatever we´re doing or attempting to master, we will develop respect for effort.

Additionally, instead of holding onto the belief that we’re not good at a particular activity and it holding us back, we can see from our efforts that there is an improvement and growth.

So, how have your beliefs about yourself played a role in the setting of your goals?

Be Who You Want to Be, Go Where You Want to Go

So, now with a New Year here, take a moment to think of what you might like try, what you´d like to do, where you want to go and see what comes up.

If you dream of another life or situation other than the one you´re currently in, take a look at your mindset and see what you´ve been telling yourself. Ask yourself how you can change your beliefs to get where you need to go.

Change Starts Here

At Ferratum Money, we encourage people to strive for the things that matter most in their lives. To dare to live the life you wish to live. 

Sometimes there are obstacles in the way. Obstacles are merely temporary blocks which you need to move out of your way before continuing. Like a key that unlocks a door, at Ferratum Money, we provide short-term loans to those who need help getting from where they are now to where they need to go.

Our short-term loans are the quickest and most accessible way to make things happen. In just minutes, you can complete an application online. No paperwork, no branches, no waiting in line. Applications are non-binding, and you receive a decision within minutes!

Back yourself. You can do it.

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Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk. Representative example: APR 1270% if borrowing £400 for 4 months. Interest rate: 292% p.a. (fixed). Total amount repayable: £665.48 by four instalments of £166.37. Maximum representative APR: 1604