How Do I Get a Cash Loan?

Loan amount

Loan amount: X
Loan term: X
Interest: X
Total amount payable: X
Monthly repayment: X

*Minimum loan term - 62 days, maximum - 4 months

Easy Online Application, and an Instant Decision

Ferratum know that when you need a short-term loan, you need it fast! So we've made sure our application process is as simple as possible. Choose how much you need to borrow, and how long you need to repay using our loan calculator. You can see instantly how much interest you'll pay before you even submit your application. Then, simply enter your details and apply. Your decision will be available instantly, 24/7. It really is that simple. 

Why Choose Ferratum For Cash Loans?

Ferratum is an international provider of mobile consumer loans. As a pioneer in the field of financial technology and mobile lending, we have expanded our operations to 24 countries since 2005.

At Ferratum, our mission is simple – to provide the best, fastest, and most user-friendly lending and banking services available with 24/7 personal customer service.

Because We’re Different

When you apply for one of Ferratum’s online cash loans, you can be confident you’re in good hands. We believe in complete transparency, with no hidden fees.

Ferratum is authorised and regulated by the Financial Conduct Authority (FCA) and are members of the Consumer Credit Trade Association (CCTA).

As responsible lenders, we consider our customers' individual circumstances carefully. When exploring your options online, be wary of searching terms such as “cash loans with no credit check”, as often, companies who promise no credit check will collect and pass on your details to other brokers and lenders who will. 

When you apply for one of Ferratum’s cash loans, you can be sure we won’t ever share your details without your permission. 

We’re Customer Focused

We understand relationships are important. Since we’re a direct lender, many of our customers use our services numerous times.  Once you apply for one of our online cash loans, we create an account for you to use again if and when the need arises. Our aim is to create happy customers.

If you have any questions, our Customer Service team are here to help you 24/7.

What Our Short Term Loans Are All About

Cash loans are often also referred to as online loans, short-term loans, or same day loans. Ferratum is also proud to offer a text loans service, which, as its name suggests, allows customers to apply for a loan via text instead of online. 

We Strive To Say Yes When Other Banks Say No

When it comes to credit checks, a lot of people tend to think their credit file is worse than it actually is and are pleasantly surprised when we offer them a quick cash advance loan. 

We’re not looking for old mistakes on long-term finance arrangements customers had years ago. We run our checks based on similar items of credit to our online loans. It takes just five minutes to apply for one of our loans and you get an on-screen decision immediately.

Using our sophisticated and advanced technology, it takes just seconds to assess an application for one of our online cash loans.

Customers will pass through several virtual ‘checkpoints’ which validates their information as they go through the process. During this process, we will verify their ID, check their credit rating, and their ability to repay the loan on the due date.

Why One of Our Cash Loans?

There are endless reasons why customers apply for online loans. At Ferratum, our customer service team have helped thousands of people just like you to assist with our cash loans. 

From car repairs to veterinary bills, weekend getaways and everything in between, we’re here to help.

Applying For One of Ferratum’s Cash Loans

As a customer, you’ll find applying for one of our online loans is incredibly easy. Using our cutting-edge technology, you can complete an application in just five minutes and it takes us just seconds to assess your application.

Since the entire process is done online, we don’t ask you to provide physical copies of your sensitive data as we conduct our verification online. This, of course, also means no standing in line and no paperwork to complete.

As soon as you’ve completed your application online, you’ll have a decision on-screen advising whether you’ve qualified for one of our online loans. Once approved, the money will be sent to your bank the same day, usually within the hour. Fast and simple.

Fast and simple online cash loans from Ferratum. When it comes to money, you’ve got less thing to worry about.

Apply for a loan