What is a Ferratum Microloan?
- The quickest and easiest way to borrow money
- A short-term loan for immediate financial needs
A fast loan where you can secure up to £400*
An online loan that gives a decision in seconds
How much money do you need?
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.
Representative example: APR 1270% if borrowing £400 for 4 months. Interest rate: 292% p.a. (fixed). Total amount repayable: £665.48 by four instalments of £166.37. Maximum representative APR: 1604% if full loan repaid after 7 days.
Examples of how a Ferratum Microloan can be used:
- Small and medium purchases
- Paying invoices and daily expenses
- Smaller unexpected expenses
- When you want to say yes to an opportunity
- Getting your car back on the road
What our customers say about us
"Quick easy and very reliable. Staff always happy to help with any questions and do so in a friendly professional manner."
Sara - UK
How does a Ferratum Microloan work?
Ferratum Microloan Pricing
- What you see is what you get
You choose the amount needed and see all costs online
- Payment options
You can choose your credit term from 7 to 37 days.
- Loan costs
Using our online loan calculator, you can select the amount and term needed and see all the costs on spot.
- Additional charges
Our fast loans are completely transparent and have no hidden costs.
Is a Ferratum Microloan right for me and when?
We gladly welcome you to apply for a Microloan in the following instances:
You believe our online loans will improve your financial situation;
You have evaluated your needs for a loan;
You have a steady income and can repay your short-term loan on time;
You have no current financial commitments with other financial institutions;
You are at least 18 years old.
*Maximum £400 for new customers, up to £500 for existing customers
****During 09:00 – 17:00, Monday to Friday, funds will be transferred to your account within 2 hours. During evenings and on weekends, it may take a little longer.