Warning: Late repayment can cause you serious money problems. For help, go to www.moneyadviceservice.org.uk

Why was my application declined?

There could be a number of reasons why you’re not eligible for a loan on this occasion. A change in your financial circumstances, financial commitments, credit score or borrowing history could all affect your eligibility for a loan.

As a responsible lender, we’ll also look at how you’ve been getting on with Ferratum loans. Our short-term loans are only to be used for short-term financial needs and should not be used as a long-term borrowing solution, or if you are in financial difficulty. If we see repeat lending that could suggest long term financial difficulty, we may ask you to evaluate your borrowing needs or seek free and impartial advice from moneyadviceservice.org.uk.