Warning: Late repayment can cause you serious money problems. For help, go to www.moneyadviceservice.org.uk

Do I have to be employed to take out a loan?

As responsible lenders, we only loan to people who can afford the repayments. If you are not employed, you are at more risk of falling behind with your payments which could have a negative impact on your credit rating and stop you being able to access credit in the future.

You can find out more about your credit report here.