Warning: Late repayment can cause you serious money problems. For help, go to www.moneyadviceservice.org.uk

Dear Customer,
In light of the current COVID-19 we will not be accepting any new loan applications. The well-being of our customers is of absolute priority and therefore we ask you to contact us via chat, email or phone if you have an existing account and require any help.

Many customers will be faced with income interruptions as a result of this crisis and so therefore we are recommending that you refer here for useful advice: https://www.moneyadviceservice.org.uk/en/articles/coronavirus-what-it-means-for-you

Go with the flow

It has been said that the only constant in life is change. So how can we cope with the certain uncertainty of life? Check out the ways that companies are going with the flow, so we can take on board their techniques and apply them to our own lives. Let's learn to go with the flow. 

Go with the flow - what does it mean?

Going with the flow means accepting the unexpected, overcoming challenges and always finding the way to move forward. This is a lesson we can all benefit from in our lives, no matter where your journey started. Maybe you need to adapt your psychological perspective, or perhaps it's the practical approach you need to adapt. Let's see how companies go with the flow and the ways we can adopt their approach.

How companies are adapting to our lives

In our busy fast paced lives, the best products are the ones that best serve our immediate needs. More than ever, companies need to be flexible and have options that suit the majority of people. For example, what happens when to a fast food chain when healthy eating trends are influencing their target market? The flexible options have considered this - take McDonald's, who increasingly offer up fruit options and salads to cater to those who want a fast but healthy option. 

It's more than just offering choice, companies need to adapt over the years. What suited your target audience at one time, might change over time. Forbes produces a list of the most dramatic changes to keep up with the times. Look at Nokia, who went from tyres to mobile phones and Suzuki that went from silk processing machinery to becoming a leader in the auto industry. 

Finance - more options online than ever before

Although the internet hasn't always been the central focus in our lives, it has been for a while now! And the great thing about the rise of the digital age is that it gives us all more options to take care of things quickly and 24/7. 

Online banking is a great option for someone who needs to take care of things quickly and easily. And when it comes to managing finances it can also be good to have a  lifeline when things go wrong. Is your fridge freezer on the blink? Did you drop your smartphone, or worse, somehow drop it down the toilet? When something unexpected happens, it is important for your life to be able to find quick solutions.

One option for unexpected events is to look into ways to get a little financial boost and fast. That way you don’t have to explain to your co-workers why you have been unreachable for days or your family doesn’t have to dig through closets in the hope of finding clean clothing. Online loans can save you the trouble of dealing with tons of paperwork, finding time during banking hours and waiting for service at a bank. 

Ferratum understands how important it is for people to go with the flow. That’s why we offer flexible financial solutions for you as an individual, whatever your situation. Check out different financing options for your life – let’s go with the flow together.

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Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk. Representative example: APR 1270% if borrowing £400 for 4 months. Interest rate: 292% p.a. (fixed). Total amount repayable: £665.48 by four instalments of £166.37. Maximum representative APR: 1604% if full loan repaid after 7 days.