About Ferratum


Introduction to our business

Ferratum is all about people and being at the forefront of the mobile revolution in banking. We offer customers a fast, easy to use highway to mobile lending and banking services. 

Our Strategy 
Focusing on organic growth, further geographic expansion and additional product portfolio development we are committed to our vision of creating a leading mobile bank.

Our Vision
Our vision is to become a leading mobile bank. 

Our Mission - ‘More than money to everyone.’ 

Our mission is to provide the best consumer interface for loan processes and 24/7 personal customer service accessible through mobile devices, the internet or our partners. Such a mission statement can only be accomplished through simple and hassle-free product applications, fast and transparent loan processes, providing confidential transactions and keeping our customers' data safe while providing consumer financing with fixed and transparent costs. 

Our Values 
Professionalism, profitability and clear ethics are our core values.  

Professionalism means continuous learning, a clear operations model and taking responsibility for our actions. 

Profitability is the result of speed, flexibility and growth. Ferratum has continuously grown since it was founded in 2005 and reached sustainable profitability early on. We are committed to further grow our profitability in the future. 

Ethics is a focus on how we treat other people, especially our customers. Ethics are about what we consider right and what we require of ourselves and our counterparts. We take personal responsibility for our customers and stakeholders in making decisions and are committed to openness and transparency in all dealings. We believe ethical principles are important to create trust and loyalty among our customers and employees. 

For more information, please see our Group website or alternatively, visit our local country websites using the links below:


    Ferratum Australia

    Ferratum Bulgaria

    Ferratum Canada

    Ferratum Croatia

    Ferratum Czech

    Ferratum Denmark
    Ferratum Estonia

    Ferratum Finland

    Ferratum Germany

    Ferratum Latvia

    Ferratum Lithuania
    Ferratum Netherlands

 New Zealand
    Ferratum New Zealand
    Ferratum Norway
    Ferratum Poland

    Ferratum Romania

    Ferratum Russia

    Ferratum Slovakia

    Ferratum Spain

    Ferratum Sweden