Introduction to our business
Ferratum is all about people and being at the forefront of the mobile revolution in banking. We offer customers a fast, easy to use highway to mobile lending and banking services.
Focusing on organic growth, further geographic expansion and additional product portfolio development we are committed to our vision of creating a leading mobile bank.
Our vision is to become a leading mobile bank.
Our Mission - ‘More than money to everyone.’
Our mission is to provide the best consumer interface for loan processes and 24/7 personal customer service accessible through mobile devices, the internet or our partners. Such a mission statement can only be accomplished through simple and hassle-free product applications, fast and transparent loan processes, providing conﬁdential transactions and keeping our customers' data safe while providing consumer ﬁnancing with ﬁxed and transparent costs.
Professionalism, proﬁtability and clear ethics are our core values.
Professionalism means continuous learning, a clear operations model and taking responsibility for our actions.
Proﬁtability is the result of speed, ﬂexibility and growth. Ferratum has continuously grown since it was founded in 2005 and reached sustainable proﬁtability early on. We are committed to further grow our proﬁtability in the future.
Ethics is a focus on how we treat other people, especially our customers. Ethics are about what we consider right and what we require of ourselves and our counterparts. We take personal responsibility for our customers and stakeholders in making decisions and are committed to openness and transparency in all dealings. We believe ethical principles are important to create trust and loyalty among our customers and employees.